Terms and Conditions

Last updated: January 2025

1. Introduction

Welcome to QFin. These Terms and Conditions govern your use of our financial analysis services, website, and mobile application (collectively, the "Service"). By using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not use our Service.

2. Definitions

For the purposes of these Terms and Conditions:

  • "Client", "You" and "Your" refers to you, the person accessing this Service and accepting these Terms and Conditions.
  • "Company", "We", "Us" and "Our" refers to QFin.
  • "Party", "Parties", or "Us", refers to both the Client and ourselves.

3. Use of Service

3.1 Eligibility

You must be at least 18 years old and have the legal authority to enter into this agreement to use our Service.

3.2 User Account

To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

3.3 Acceptable Use

You agree not to use the Service:

  • In any way that violates any applicable national or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter," "spam," or any other similar solicitation.
  • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of QFin and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of QFin.

5. User Content

Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on or through the Service, including its legality, reliability, and appropriateness.

6. Fees and Payment

Certain features of the Service may be subject to fees. You agree to pay all fees and charges incurred in connection with your use of the Service. We reserve the right to change our fees upon reasonable notice.

7. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Company expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

8. Limitation of Liability

In no event shall the Company, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

9. Indemnification

You agree to defend, indemnify and hold harmless QFin and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes to these Terms by posting a notice on our homepage and/or sending you an email.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

  • By phone: +91-80-29902927
  • By email: sales@quoqo.com
  • By visiting this page on our website: Contact Sales